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South Central

Tulsa, Oklahoma

Black Wall Street's home — deeply affordable with a famous incentive to move

74overall

Tulsa pairs some of the lowest housing costs in the country with the historic Greenwood district (Black Wall Street) and the Tulsa Remote program, which pays new residents $10,000 to relocate.

Cost of living
86 / 100
100 = US avg
Median home
$220k
Black population
15%
To airport
15 min
Tulsa International (TUL)

Taxes & affordability

Oklahoma fully exempts Social Security and lets retirees exclude up to $10,000 of other retirement income per person; low property taxes.

Climate & risk

Four seasons — hot summers, mild winters. In 'Tornado Alley,' so plan for severe-storm preparedness.

Healthcare & hospitals

Saint Francis, Hillcrest, and Ascension St. John anchor regional care; the OU-TU School of Community Medicine adds academic depth.

Safety & civil-rights laws

Statewide protections are limited; Tulsa enforces local fair-housing rules. Choose neighborhoods carefully and rely on federal fair-housing law.

Black community & culture

The historic Greenwood District (Black Wall Street) and Greenwood Rising history center anchor deep cultural roots, with active churches and a growing Black professional community.

Housing options

One of the cheapest markets here — modest homes and bungalows are easily within reach, and the Tulsa Remote grant can help with a move.

Buy from
$220k
median home
Rent / mo
$1,000
modest 1–2 bd
55+ / mo
$2,500
community living
55+ communitiesManufactured-home parksSenior apartmentsAffordable bungalows

Now make the numbers work

Learn how to calculate what you need, protect your benefits, and bridge to Medicare.

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